Retirement Plan Advisory

We believe in doing the right thing,
the right way, every time.

Have the confidence that your retirement plan is optimally governed, conflict-free, expertly managed, and appropriately outsourced so you can focus on your core business responsibilities.

We take accountability for the responsibilities and functions of your plan, overseeing and coordinating all plan activities by acting as an extension of staff. Using our governance structure and process we comprehensively support the four primary responsibilities of sponsoring a retirement plan: Plan Operations, Plan Compliance, Plan Investments, and Employee Education and Guidance.

Your best years are ahead. See how our Transitioning to Retirement and Retirement Lifestyle guidance can help you build a confident financial future and a fulfilling life beyond work.

  • Significant enhancement of the management and oversight of the plan functions and expenses.
  • Proper oversight and coordination of all involved individuals and entities.
  • Assurance the plan meets all fiduciary/regulatory requirements and minimizes liability.
  • Confidence the plan is serving the best interests of your participants.
  • Internal cost savings based on fewer hours allocated to plan operations and oversight.

Our Services

Plan
Administration

We help manage retirement plans prudently and efficiently to meet the benefit objectives of the plan sponsor and employees.

This includes plan design, policy creation, vendor selection, management and monitoring, ongoing operational support, error corrections, ongoing plan feature, fee and service benchmarking, and customized reporting – all governed by comprehensive processes and procedures.

Plan
Investments

As a 3(38) investment fiduciary, we take on the responsibility of selecting, monitoring, and managing your plan’s investment options.

Our goal is to ensure participants have access to well-diversified choices that support sensible asset allocations aligned with their individual goals – while protecting plan sponsors from unnecessary risk, liability, and potential litigation.

Plan
Compliance

We manage all aspects of plan compliance to ensure you meet all regulatory requirements.

We oversee and assist with all compliance-related activities to ensure you:

  • meet all regulatory requirements as mandated by ERISA, the Department of Labor, and the Internal Revenue Service; and
  • protect against liability and litigation.

Employee Education & Guidance

We deliver comprehensive education programs designed to help employees understand and maximize the value of their retirement plan.

Our approach empowers participants to make informed decisions, align their plan usage with personal goals, and take greater control of their financial wellness – reducing stress and fostering higher engagement and productivity.

Who We Serve

Corporate Defined Contribution Plans

We create smart, compliant retirement plans.

We help you attract, retain, and reward top talent - customized to fit your business goals.

Non-Profit Organization Defined Contribution Plans

We help nonprofits balance mission and benefits.

We work with you to design efficient, compliant 403(b) and other plans that maximize value for your employees and volunteers.

Non-Qualified Plans

We design non-qualified plans that reward and retain top executives.

We offer customized, deferred-compensation strategies that align with your benefits program and long-term goals.

Defined Benefit / Cash Balance Plans

We help business owners accelerate retirement savings and enhance tax efficiency.

Through defined benefit and cash balance plans - guided from feasibility to oversight, ensuring lasting value and compliance.

As Featured In

*Please Note: Limitations. The achievement of any professional designation, certification, degree, or license should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Twelve Points Wealth is engaged, or continues to be engaged, to provide investment advisory services.

Our Team

With the Twelve Points team, you don’t just get a plan—you get a leadership partner who sees the whole picture and helps you live it.

Insights

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