As the year draws to a close, now is an excellent time to revisit your charitable giving plans and consider opportunities to make an even greater impact. For many families, charitable giving...
Protecting retirement plans from external fraud and potentially fraudulent participant requests The SECURE 2.0 Act made it easier for retirement plan participants to access their savings by expanding the use of self-certification...
Download the PDF The third quarter of 2026 was shaped by three forces: a re-escalation of the Iran conflict that reversed the prior quarter’s ceasefire, an historic Treasury bond selloff that...
How to Find Your Real Spending Categories & Patterns Did you know? Most people underbudget by 20% to 40% when guessing monthly expenses! Small daily habits and recurring subscriptions disappear into the...
Three Retirement Cost Considerations That Most Retirees Don’t Plan For 1. How Do Spending Rates Change During Retirement? Several studies have examined how retirees’ spending changes over time. The common belief is...
For many years, retirement plan sponsors assumed regulatory audits were primarily a concern for larger plans, particularly those subject to the annual independent audit requirement. While larger plans continue to receive significant...
Written by: Greg Phillips, AIF®, CPFA®, C(k)P® Spend a few minutes scrolling through TikTok, Instagram, or Facebook, and chances are you’ll come across a financial influencer sharing what they call a “money hack.”...
Twelve Points is proud to be voted the 2026 Reader’s Choice for Best Wealth Management Firm by Mass Lawyers Weekly. This is the 8th consecutive year that Twelve Points has been recognized...
Company Recognized for146% Three-Year Revenue Growth, Earning a Place Among the Nation’s Most Successful Independent Businesses August 11, 2026 – Twelve Points today announced it has been ranked No. 3504 on the...
“An ounce of prevention is worth a pound of cure.” -Benjamin Franklin What are the different Medicare “Parts”? Part A (Hospitalization): Covers inpatient hospital stays, skilled nursing, and limited home health care....
The second quarter of 2026 was shaped by three forces: a change in Federal Reserve leadership, an easing of Middle East tensions, and a surge in AI infrastructure spending that reinvigorated equity...
