Twelve Points

It’s our mission to become your most trusted advisor.
At Twelve Points, we are more than advisors - we are Legacy Architects, partnering with families, business owners, companies, and non-profits to design, build, and protect the life and impact they’ve worked so hard to create.

Wealth
Advisory

I am looking for wealth management services for myself or my family.

Retirement Plan Advisory

I am looking for retirement services for my company or organization.

Business Advisory

I am ready to maximize profits, lead with purpose, and leaving a lasting legacy. 

Institutional InvestmentAdvisory

I am looking for institutional investment guidance for my nonprofit or corporation.

Guided by purpose.

Driven to build
lasting impact.

Co-Founder and CEO
Francesca Frederico's headshot
Co-Founder and President
Co-Founder and Principal
Principal, Family Office Services

Upcoming Webinar

22
January

Why Long-Term Care Insurance Is a Safety Net Everyone Should Consider

We are all likely to face long-term care needs as we age and the costs can be significant. How can those expenses be covered well into our 80s and beyond without creating a financial burden on family members? Join us for a thoughtful and informative discussion on how long-term care insurance can help provide a practical solution to this growing challenge. We’ll also explore why beginning to plan as early as your 40s can offer greater flexibility and peace of mind.

RecordedWebinars

We will walk through the majors pits and peaks of this fiscal year, while focusing specifically on: Market Returns Sectors and Assets Which Appear Overvalued/Undervalued Trends We See Developing How to protect...
What will your days look like once your career ends? At first, you may enjoy relaxing and traveling—but what comes next? Do you know how to begin planning for the decades ahead?...
Legacy isn’t just about inheritance—it’s about influence. Together, we’ll explore how women can use their wealth and time to reflect their deepest values. We’ll discuss annual giving, long-term estate design, and the...
This month we look at the legal documents to keep you and your family safe and sound. We’ll dive into: Estate Plan Living Trust Will Durable/ Nondurable/ Special or Limited/ Springing/Medical Power...

Insights

Retirement Plan Advisory
Many employers are told by their providers that their 401(k) plan has “free” or “no-cost” recordkeeping. While that phrase is common in the retirement industry, it is also misleading. Recordkeeping is never...
Retirement Plan Advisory
Construction companies invest heavily in safety, equipment, and workforce development, but long-term financial security is often overlooked. With high turnover, seasonal schedules, and variable wages, construction workers face unique obstacles when saving...
Wealth Advisory
When you hear the word legacy, you might picture something far off in the future, a will, a large estate, or a gift passed down after you’re gone. But the truth is, legacy...