Twelve Points

It’s our mission to become your most trusted advisor.

At Twelve Points, we are more than advisors - we are Legacy Architects, partnering with families, business owners, companies, and non-profits to design, build, and protect the life and impact they’ve worked so hard to create.

Wealth Advisory

I am looking for wealth management services for myself or my family.

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Retirement Plan Advisory

I am looking for retirement services for my company or organization.

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Business Advisory

I am ready to maximize profits, lead with purpose, and leaving a lasting legacy.

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Institutional InvestmentAdvisory

I am looking for institutional investment guidance for my nonprofit or corporation.

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Guided by purpose.

Driven to build
lasting impact.

Meet the Team

Dave Clayman

Co-Founder, CEO, and CCO

Francesca Federico

Co-Founder and President

Manny Frangiadakis

Co-Founder and Principal

Chris Cahill

Principal, Family Office Services

Upcoming Webinar

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May

Preparing to Age Successfully

We will provide clear guidance for creating a supported and vibrant life as you grow older. You will learn the key focus areas that shape quality of life and the practical steps that help you plan well for yourself or for the people you love. This session highlights the decisions that bring confidence, ease and dignity into every chapter of aging.

RecordedWebinars

Explore Webinars Archive

Your Life, Your Wealth: A Decade-by-Decade Financial Roadmap

Explore the key financial moves to make at every stage of life. From building a strong foundation in your 20s to confidently navigating retirement in your 60s and beyond, this session provides...

Watch Your Life, Your Wealth: A Decade-by-Decade Financial Roadmap Now

Stronger Than Ever: How to Age Well and Feel Amazing

As our bodies change, our wellness routines should evolve with them. Join us for an inspiring webinar featuring PJ Wren – certified in Fitness Training for the Older Adult and named Canada’s...

Watch Stronger Than Ever: How to Age Well and Feel Amazing Now

Real Estate Essentials: Buying, Selling & Renting with Confidence

This session simplifies the complex world of buying, selling, and renting a home. We’ll cover credit and affordability, down payments and closing costs, the mortgage and inspection process, how interest rates shape...

Watch Real Estate Essentials: Buying, Selling & Renting with Confidence Now

Staying Financially Grounded When Life Gets Messy

Life’s twists and turns can impact your finances in unexpected ways. This webinar prepares women with practical strategies to stabilize and reset your finances through major life changes from career shifts and...

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Insights

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Wealth Advisory

Staying Financially Grounded When Life Gets Messy

Life rarely unfolds in a straight line. Careers pivot, relationships evolve, health challenges arise, and unexpected opportunities, or setbacks, can shift even the most carefully constructed plans. In these moments, financial clarity...

Wealth Advisory

The College Conversation

Written by: Deborah Cartisser When it comes to selecting the right college, families should start the discussion with money. With all the choices available, there are different ways to get a degree and...

Retirement Plan Advisory

Market Volatility Is Inevitable. Investor Behavior Is What Matters.

Written by: Greg Phillips, AIF®, CPFA®, C(k)P® If early 2026 reminded investors of anything, it’s this: markets don’t move in straight lines. Market volatility simply refers to the natural ups and downs in...