Francesca Federico

Francesca Centers Her Career Around Helping Others And Enriching Lives.

Hard work and family values are practically in Francesca’s DNA. Growing up, she worked at her family’s second-generation automotive business, where she had the opportunity to work with a financial advisor on the company’s retirement plan. This sparked her interest in finance and passion for taking care of the financial and personal needs of others.

Francesca began her career with The Buckley Group, then built her own practice at Morgan Stanley. She co-founded Twelve Points to achieve the flexibility to help her clients with anything they need and change their lives for the better. Her belief is that everyone deserves a financial advisor who empowers them by putting their wants, goals, and needs first.

Francesca works with families and individuals, especially women and business owners, to plan and manage their financial lives. In addition, she helps businesses and firms of all sizes with their corporate retirement plans. She is in her second decade of organizing people’s financial lives to help them make smart decisions and give them the freedom to do what they want to do.

Over her career, Francesca has earned numerous industry recognitions and professional designations. She has been named a NAPA Top Women Advisor (2020 through 2022) and NAPA Top Women of Excellence (2024 through 2025), and was recognized as one of the Financial Times’ Top Retirement Plan Advisers in 2019. She has also received the Five Star Wealth Manager Award from Five Star Professional each year from 2021 through 2025. Even more than her financial expertise, Francesca’s clients value her as someone they can call about anything, anytime. She loves to use her many connections to enrich other people’s lives.

Known for her warmth and enthusiasm, Francesca is always looking for ways to get involved in the community. She mentors college women and recent graduates, is on the boards for both Hale Reservation and the Light Foundation, and is active in many networking groups in Boston, including Tomorrow’s Women Today, the Boston Women’s Leadership Council and USA500 Clubs. She also co-founded and sits on the board of Marisa’s Mission, a non-profit founded on behalf of her cousin, who lost her battle with cancer in 2016.

*Please Note: Limitations. Neither rankings and/or recognitions by unaffiliated rating services, publications, media, or other organizations, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Twelve Points Wealth is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers (see participation criteria/methodology). Unless expressly indicated to the contrary, Twelve Points Wealth did not pay a fee to be included on any such ranking. No ranking or recognition should be construed as a current or past endorsement of Twelve Points Wealth by any of its clients.

NAPA Top Women Advisors / Top Women of Excellence Award
Awarded by the National Association of Plan Advisors (NAPA). Received as the NAPA Top Women Advisors Award from 2020 through 2022 and as the NAPA Top Women of Excellence Award from 2024 through 2025. Compensation was not paid to receive or otherwise be considered for the award.

Financial Times Top Retirement Plan Adviser Award
Awarded by The Financial Times in 2019 for the time period 1/1/2018 through 12/31/2018. Compensation was not paid to receive or otherwise be considered for the award.

Five Star Wealth Manager Award
Awarded by Five Star Professional. Last received in 2025 based on 12/31/2024 data. All prior rankings (2021 through 2024) were published in the fall of each ranking year and were based on 12/31 data of the previous year. Compensation was not paid to receive or otherwise be considered for the award.