Transitioning To Retirement

Secure Your Financial Future, Elevate Your Lifestyle

Whether you’re ten years away, newly retired, or already enjoying your retirement, we understand that this is one of life’s biggest transitions – and one you shouldn’t have to navigate alone.

Retirement Expertise With Purpose

At Twelve Points Wealth Management, we specialize in leading our clients through the transformative and exciting journey into and through retirement.

We offer more than financial strategies. We will challenge you to explore your passions and uncover opportunities to bring purpose into your retirement years. We integrate your values, vision, and lifestyle goals with sound financial planning so you can feel secure, fulfilled, and confident.

Visit our Retirement Lifestyle page to access tools, insights, and resources to help you begin your journey to intentionally design your lifestyle.

Financial Security
In Retirement

At Twelve Points, we can help you answer the essential questions that shape your future:
  • When can I retire?
  • How much can I safely spend each year?
  • Can I afford that dream vacation home or trip and to help my kids financially?
  • How do I make sure I never run out of money — or become a burden on my family?
  • How do I protect my money if I need long-term care?
  • Can I leave a legacy to provide lasting support to benefit my favorite charitable organization?

Twelve Points offers a highly personalized planning approach tailored to your goals, lifestyle, and income needs. Our Wealth Advisors will help you:

  • Make informed decisions about Social Security, pensions, and retirement account withdrawals
  • Protect your retirement income from market downturns and rising healthcare costs
  • Identify opportunities to reduce taxes through smart distribution planning and Medicare strategies
  • Understand your Retirement Income Style Awareness (RISA®) — a key to choosing the right income and investment approach
  • Build a financial plan that gives you the confidence to make financial decisions and the freedom to experience a meaningful life in retirement

Why Clients
Trust Twelve Points

By working with us, you will:
  • Be challenged to see what’s possible in your retirement
  • Define your values and purpose beyond your career
  • Feel confident with your financial decisions
  • Build a cohesive, adaptable plan for your finances and lifestyle in retirement.
19
March

Upcoming Webinar

The Taxman Cometh: Strategies to Minimize Your Contribution to the Government

In this session, we’ll break down the everyday decisions that influence how much you owe in taxes—from how you save through your paycheck to navigating job transitions, equity awards, charitable gifts, and family changes. We’ll also preview key tax updates expected in 2026 so you can plan ahead.

Related Insights

Wealth Advisory
Written By: Barbara Maietta, CFP® & Linda Thalheimer CLTC, RICP, LIA “Don’t complain about growing old, it is a privilege denied to many”  – Mark Twain What is Long-term Care? Long-term care...
Wealth Advisory
Written by: Barbara Maietta, CFP® “Great investing requires both generating returns and controlling risk.  And recognizing risks is an absolute prerequisite for controlling it.” – Howard S. Marks Impact of a Bear Market...
Wealth Advisory
Written by: Barbara Maietta, CFP® “The hardest thing in the world to understand is the income tax.” – Albert  Einstein Let’s Review Basic Strategies For Withdrawals From Retirement Accounts The order in...

Barbara Maietta CFP®

Wealth Advisor

With over 25 years in the financial services industry, Barbara works every day to help her clients achieve financial security and transition to an active and fulfilling retirement.

At Twelve Points, Barbara follows her passion to understand and help people achieve their retirement passions and financial goals.  Barbara draws from her diverse background in financial services, life experiences and training to create a holistic financial planning experience for our clients and results in a smooth transition into retirement and achievement of their dreams.

Talk To An Expert

To discuss how we can help you transition your wealth and intentionally design your lifestyle in retirement, please provide your contact information, and we will respond within 24 hours. 

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