Many employers are told by their providers that their 401(k) plan has “free” or “no-cost” recordkeeping. While that phrase is common in the retirement industry, it is also misleading. Recordkeeping is never...
Construction companies invest heavily in safety, equipment, and workforce development, but long-term financial security is often overlooked. With high turnover, seasonal schedules, and variable wages, construction workers face unique obstacles when saving...
When you hear the word legacy, you might picture something far off in the future, a will, a large estate, or a gift passed down after you’re gone. But the truth is, legacy...
Running a construction business comes with its fair share of financial challenges, tight margins, unpredictable project timelines, and fluctuating labor costs. But one area where business owners have significant control is how...
In today’s competitive construction industry, attracting and retaining skilled workers has become a challenge. With a shrinking labor pool, rising project demands, and the physical nature of construction work, companies need every...
Auto retail is fast-moving, capital-intensive, and unlike any other privately held business. Franchise rules, OEM approvals, lending covenants, and family dynamics make estate planning for dealer principals far more complex than a...
Written by: Greg Phillips, AIF®, CPFA®, C(k)P® The IRS has released the new retirement contribution limits for 2026, and the numbers are going up again. Higher limits mean a greater opportunity to save more...
Most of us imagine growing older surrounded by family and enjoying the rewards of a life well-lived. But few of us picture what might happen if we needed help with everyday activities,...
Written by: Greg Phillips, AIF®, CPFA®, C(k)P® When it comes to preparing for retirement, most people focus on contribution rates, investment performance, and future income needs. But there’s another factor that can...
Written By: Barbara Maietta, CFP® & Linda Thalheimer CLTC, RICP, LIA “Don’t complain about growing old, it is a privilege denied to many” – Mark Twain What is Long-term Care? Long-term care...
Written by: Barbara Maietta, CFP® “Great investing requires both generating returns and controlling risk. And recognizing risks is an absolute prerequisite for controlling it.” – Howard S. Marks Impact of a Bear Market...
Written by: Barbara Maietta, CFP® “The hardest thing in the world to understand is the income tax.” – Albert Einstein Let’s Review Basic Strategies For Withdrawals From Retirement Accounts The order in...
