Using a Deferred Compensation Plan to Help a Construction Firm with Talent Retention
Retaining top talent in the construction industry has always been the key to long-term success. However, in today’s competitive market, lucrative offers are enticing construction professionals to switch companies. Competitors might seek out your top performers, offering higher salaries or attractive retirement benefits. Recently, Twelve Points worked with a mid-sized construction supplier to solve this […]
Revamping a 401(k) Plan to Optimize Efficiency and Align with Ownership Transitions
At Twelve Points, we were approached by a general contracting company struggling with managing its 401(k) plan. The company’s existing plan was outdated and caused numerous costly issues for the business. Complicating matters, an ownership transition was taking place. In the case study below, we’ll explore how our team helped this company redesign its 401(k) […]
Anticipating the Unexpected: Involving Your Family in Financial Planning & Decision Making
April 2025 Anticipating the Unexpected: Involving Your Family in Financial Planning & Decision Making 4/17 @ 12:00 PM EST It’s All in the Planning It’s not easy to plan for the possibility of debilitating illness or death. But by thinking about your desires, making good plans, sharing them with your loved ones, and reviewing and […]
2025 Q1 Market Review
Markets Wobble as Economic Growth and Inflation Concerns Rattle Investors The S&P 500 fell 4.6% during the quarter, while the MSCI All-Country World Index fell nearly 1%, and the Bloomberg Global Aggregate Bond Index rose 2.6%, as concerns over U.S. economic growth and persistent inflation drove investors to markets outside the U.S. Investors exited richly […]
Twelve Points Retirement Advisors Named to NAPA’s List of Nation’s Top DC Advisor Teams 2025
We are proud to announce that Twelve Points Retirement Advisors has been named to the National Association of Plan Advisors’ (NAPA) list of the nation’s Top Defined Contribution (DC) Advisor Teams. We’re proud to be named one of NAPA’s Top DC Advisor Teams—a reflection of our belief that true leadership means walking shoulder-to-shoulder with […]
The Taxman Cometh: Strategies to Minimize Your Contribution to the Government
March 2025 The Taxman Cometh: Strategies to Minimize Your Contribution to the Government 3/18 @ 12:00 PM EST Learn strategies to minimize your contribution to the government as we explore these topics: Paycheck Savings Job Changes Equity Compensation Charitable Donation Family Changes Looking Ahead: Upcoming 2026 Tax Changes Watch Now
Behavioral Finance: How Our Humanness Affects Investment Returns
February 2025 Behavioral Finance: How Our Humanness Affects Investment Returns 2/18 @ 12:00 PM EST Panic selling and fear of missing out are opposite sides of the same behavioral bias, the herding bias, which is the most powerful of all in behavioral finance. We saw the first emerge in February and March of 2020, but […]
Fourth Quarter 2024 Review
The S & P 500® was up 2.5% during the quarter, the MSCI All-Country World Index® declined by -0.8% and the Bloomberg Global Aggregate Bond Index declined by -5.1% as economic strength and sticky inflation in the US put upward pressure on US interest rates which reverberated across equity and bond markets around the World. […]
Elevate Your Retirement Life Style – Four Keys to Designing Your Best Retirement
January 2025 Elevate Your Retirement Life Style – Four Keys to Designing Your Best Retirement 1/23 @ 12:00 PM EST Retirement. The word makes you envision sunsets, rounds of golf, and endless cups of coffee. But guess what: You might be sipping that coffee for potentially 25 years. What are you going to do with […]
2024 Year in Review and Market Outlook for 2025
December 2024 2024 Year in Review and Market Outlook for 2025 12/12 @ 12:00 PM We will walk through the majors pits and peaks of this fiscal year, while focusing specifically on: Market Returns Sectors and Assets Which Appear Overvalued/Undervalued Trends We See Developing How to protect yourself in 2025 Watch Now
Greg Phillips and Manny Frangiadakis Named to NAPA’s 2025 Aces: Top 100 Retirement Plan Advisors Under 40
We are proud to announce that our very own, Greg Phillips and Manny Frangiadakis have been recognized by the National Association of Plan Advisors as two of the Top 100 Retirement Plan Advisors Under 40. The advisors on this prestigious list were selected from a pool of more than 500 nominations. They exhibit outstanding dedication […]
Estate Planning Documents Everyone Needs and When They Should Be Updated
November 2024 Estate Planning Documents Everyone Needs and When They Should Be Updated 11/14 @ 12:00 PM This month we look at the legal documents to keep you and your family safe and sound. We’ll dive into: Estate Plan Living Trust Will Durable/ Nondurable/ Special or Limited/ Springing/Medical Power of Attorney Advance Medical Directive Kids’ […]