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2025 Q4 Market Review
The Power of the HSA
When Workplace Progress Stalls, Women’s Wealth Pays the Price
The Hidden Cost of “Free” Recordkeeping in 401(k) Plans
2025 Year in Review and Market Outlook for 2026
Creating a Customized 401(k) Education Program for Your Construction Team
Create Your Legacy: Lead with Intention, Plan with Purpose
How Construction Business Owners Can Use Their 401(k) Plan as a Tool for Tax Savings
Why Construction Companies Should Offer a 401(k) Plan: Benefits Beyond Retirement Savings
Do Not Let Your Estate Plan Stall Out –Why Dealers Need a Tune-Up Before 2026
Four Strategies to Make the Most of Your Retirement Lifestyle
Create Your Legacy: Lead With Intention, Plan With Purpose
2026 Retirement Contribution Limits Are Increasing – Here’s What You Need to Know About the New Roth Catch-Up Rule
Estate Planning Documents Everyone Needs and When They Should Be Updated
Long-Term Care Insurance: The Safety Net Every Woman Deserves
Don’t Leave Money Behind: How to Recover and Prevent Abandoned 401(k) Accounts
Simplifying Long Term Care Insurance
Cyber Security: The 5 Things Every Family Needs to Know to Stay Secure
Planning for Bear Markets in Retirement
Tax Smart Retirement Withdrawals
SECURE Act 2.0: Roth Treatment of Catch-Up Contributions – What Plan Sponsors Need to Know
The Importance of Employee Education: Helping Your Construction Workforce Plan for Retirement
Update Your Buy-Sell Now – The Dealer’s Airbag Against the Five Ds
2025 Q3 Market Review
Driving Success with Pooled Employer Plans
No More “I’m Fine”, Making Mental Health a Priority
Basics of Financial Planning
How Tariffs Impact Your 401(k) and Your Wallet
Discovering Your Passion: Building a Life That Matters
Conversations About Money: Becoming Involved in Your Finances
Maximizing Your Construction Company’s 401(k) Plan: Best Practices for Employers
Digital Assets 101
Supercharge Your Retirement – Cash Balance Plans for Dealer Principals
Protect Your Credit & Reduce Your Risk of Identity Theft
Why Does The “Strong Dollar” Matter?
Planning for a Strong, Independent Future: A Guide for Women Aging Solo
2025 Q2 Market Review
Exiting an Automotive Business – Mastering the CEPA Manage Phase
Women Aging Alone
The Great Wealth Transfer: How Women Can Prepare Emotionally and Logistically
Francesca Federico Named One Of AdvisorHub’s 2025 Top RIAs To Watch
Launching Financially Fit Kids: A Parent’s Guide to Building Confident, Capable Young Adults
Managing My Money
Harvesting Value: What Dealership Owners Need to Know Before the Exit
Financially Launching Your Kids
Building Value in Your Auto Business
From Legacy to Leverage
Retaining Key Employees: How to Solve One of Business Owners’ Toughest Dilemmas
Helping Women Discover Their Passion
Conversations About Money: The Place to Start, Setting Goals
Medicare From A to D
Top 5 Common Mistakes Construction Workers Make with Their 401(k) and How to Avoid Them
Assisting a Construction Engineering Firm to Maximize Tax Savings with a Cash Balance Plan
The Role of Financial Advisors in Helping Your Construction Workers Plan for Retirement
How to Handle 401(k) Administration for a Growing Construction Company
Leadership Is the Long Game: Why Endurance Begins on Day One
Helping Women Discover Their Passion
The 5, 4, 3, 2, 1 Every Dealer Principal in the Auto Space Needs to Know
Boston Business Journal names Twelve Points a 2025 Best Places to Work company
Using a Deferred Compensation Plan to Help a Construction Firm with Talent Retention
Revamping a 401(k) Plan to Optimize Efficiency and Align with Ownership Transitions
Anticipating the Unexpected: Involving Your Family in Financial Planning & Decision Making
A Woman’s Guide to Retirement Planning: Strategies for Saving and Investing
The 5 Most Impactful Decisions Business Owners can Make to Minimize Taxes for the Long Term
Conversations About Money: Merging Your Finances
2025 Q1 Market Review
Twelve Points Named #119 on the 2025 Inc. Regionals: Northeast list
The Protect Stage – Safeguarding Your Automotive Business and Legacy
Financial Preparation for Women’s Retirement: Strategies for Saving, Investing and Planning
Twelve Points Retirement Advisors Named to NAPA’s List of Nation’s Top DC Advisor Teams 2025
Essentials of Estate Planning: A Must-Know Guide for Women
Cybersecurity & Data Privacy For Corporations
Twelve Points Named One of New England’s 50 Fastest-Growing Companies by The Boston Globe
Twelve Points Recognized On Boston Business Journal’s Fast 50 List
Twelve Points Recognized on Two of Boston’s Most Prestigious Lists
The Taxman Cometh: Strategies to Minimize Your Contribution to the Government
Shift into High Gear: Avoid Tax Pitfalls and Protect Your Legacy
Essentials of Estate Planning: What Everyone Needs to Know
Behavioral Finance: How Our Humanness Affects Investment Returns
Unlocking the True Value of Your Dealership
Conversations About Money: The Prenuptial Agreement
Enhancing Business Value through Customer Capital: Insights from Mark Richards of Cool Hollow Solutions
Fourth Quarter 2024 Review
2024 Q4 Market Review
Elevate Your Retirement Life Style – Four Keys to Designing Your Best Retirement
Conversations About Money
Driving Success: The 5-4-3-2-1 Framework for Auto Business
Financial New Year’s Resolutions for 2025
Twelve Points Business Advisors 2024 Wrapped with Dave Clayman
2024 Year in Review and Market Outlook for 2025
Greg Phillips and Manny Frangiadakis Named to NAPA’s 2025 Aces: Top 100 Retirement Plan Advisors Under 40
Estate Planning Documents Everyone Needs and When They Should Be Updated
Estate Planning Documents Everyone Needs and When They Should Be Updated
Tax Saving Strategies to Implement Before Year-End
Protecting Your Data: Aware and Prepared
Francesca Federico Named One of NAPA’s Top Women of Excellence
Gaining Control of Your Finances in the Divorce Process
Retirement: Your Best Years or a New Beginning? Why Not Both?
Be Prepared for Anything: Two Essential Tools for Business Owners During the Season of Giving
Third Quarter 2024 Review
2024 Q3 Market Review
Part 4: Business Owner Insights – How to Adopt a 360-Degree Approach to Your Business
Part 3: Business Owner Insights – How Long Term Strategic Planning Leads to Value Creation
Part 2: Business Owner Insights – Why Business Owners Should Update Their Estate Plans
Part 1: Business Owner Insights – The Importance of Implementing a Formal Exit Strategy
Understanding the Differences Between Business Brokers and Investment Bankers: Finding the Right Advisor to Sell Your Company
M&A Deal Activity Trends & Market Dynamics
Basics of Financial Planning
Aging Alone: How to Build Your Support Network
The Double Retirement Dilemma: When Athlete Entrepreneurs Face Unexpected Challenges
Is Your Mind Open To A New Vision For Your Retirement?
Estate Planning: How to Pass Down Wealth More Efficiently
Focusing on Value First
Making Medicare Work for You
Second Quarter 2024 Review
Prioritizing Value: A Business Owner’s Guide to Lasting Success
Optimizing Business Value for Sale: Tax Savings vs. Free Cash Flow Enhancement – A Blog From Pando Consulting Group
2024 Q2 Market Review
Understanding Your Money Personality
The Pros and Cons of a Seller’s Note in M&A Transactions
Things to Know When Buying, Selling, or Renting a Home (Real Estate Updates)
Francesca Federico Named One Of AdvisorHub’s 2024 Top RIAs To Watch
Tips to Build, Grow and Protect Your Wealth
Twelve Points Named to Inc.’s Annual List of Best Workplaces for 2024
Francesca Federico C(k)P® AIF® CPFA® CDFA® Joins the Retirement Advisor Council
Blockchain 101 with Accolade Partners
Raising Financially Fit Children
What to do with Excess 529 Savings?
Step 6: The Ultimate Guide to Selling Your Business: Transaction Closure
Step 5: The Ultimate Guide to Selling Your Business: Strategic Negotiations and Diligent Due Diligence
How to Increase Value Through the FOUR Intangible Capitals
Step 4: The Ultimate Guide to Selling Your Business: Strategic Marketing and Buyer Identification
Megatrends: Transformational Forces Driving our Global Economy & Society
Step 3: The Ultimate Guide to Selling Your Business: Material Preparation
Appointed as Personal Representative in a Will? What to Know Before You Accept
First Quarter 2024 Review
2024 Q1 Market Review
Step 2: The Ultimate Guide to Selling Your Business: Research and Analysis
Step 1: The Ultimate Guide to Selling Your Business: Strategy
Twelve Points Retirement Advisors Named to NAPA’s List of Nation’s Top DC Advisor Teams
Don’t Let the 5 D’s Destroy Your Business
The Taxman Cometh: Strategies to Minimize Your Contribution to the Government
Maya Keenan-Gallagher Earns CEPA Credential
Francesca Federico Named One of PLANADVISER’s Top Retirement Plan Advisers for 2024
Navigating a Succession Plan That is Impacted by the 5 Ds
Transforming Perspectives: Why Young Adults Should Consider the Financial Services Industry
The Imperative of Building Businesses with Enduring Value and Freedom
Redefining the Role of Money for College Athletes: A Journey of Values and Empowerment
Redefining Trust in the Financial Services Industry: A Journey of Empowerment and Liberation
Understanding How the 5 Stages of Value Can Transform Your Company
Twelve Points Named #198 on the 2024 Inc. Regionals: Northeast list
Protect Yourself From Yourself
Protecting Against the End Run
Why Bother Doing It The Hard Way?
When You Can Afford to Save More, Where Should You Put It?
Fourth Quarter 2023 Review
2023 Q4 Market Review
Principles For a Successful Retirement
2023 Year in Review and Market Outlook for 2024
How Your Business is Perceived Can Drive Valuation
5 Things To Make Your Business More Valuable
Tame the Holiday Chaos and Avoid Overspending
Estate Planning Documents Everyone Needs and When They Should Be Updated
Estate Planning Documents Everyone Needs and When They Should Be Updated
Corporations Are Under Cyber Attack: Security, Privacy, and The Law
One Overlooked Metric that Can Transform Your Company’s Value
Life, Death, and Disability (Only One is Under Your Control)
Position Your Company For A Sale
The 2023 Massachusetts Tax Relief Act – What’s In It For You?
3 Ways to Create a Valuable Culture Inside Your Business
Aging Parents’ Finances – When and How to Get Involved
Basics of Financial Planning
Recurring Revenue Bump
Mass Lawyers Weekly Readers Vote Twelve Points A Top Firm In The 2023 Reader Rankings
The Psychology of Investing
How to Maximize the Value of Your Business
Massachusetts Millionaire’s Tax: What You Don’t Know Can Hurt You!
The Sandwich Generation: Caring for Children and Parents
The College Conversation
Second Quarter 2023 Review
2023 Q2 Market Review
Francesca Federico Named One Of AdvisorHub’s 2023 Top RIAs To Watch
Investing 101: Ask the Chief Investment Officer – Live Q&A!
Estate Planning for the LGBTQ+ Community
Mastering Social Security
Women, Wealth, and Wellbeing
How to Protect Yourself from Cyber Attacks
Twelve Points Named To List Of 2022 NAPA Top DC Advisor Teams
The Taxman Cometh: Strategies to Minimize Your Contribution to the Government
Do You Need to Hire a Professional Trustee?
Maximizing Value by being The Industry Guru in your Industry
You’ve Built An Amazing Business… Now What?
A 5-Step Personal Action Plan For A Happy (And Lucrative) Exit From Your Business
Is Your Business Dependent on you, the Primary Stakeholder?
2023 Hot Topics in Financial Planning
The Role Of M&A Advisor
Safeguarding Your Finances As You Age
Do(s) and Don’t(s) of Building Wealth
Fourth Quarter 2022 Review
2022 Q4 Market Review
2022 Year in Review and Market Outlook for 2023
Estate Planning Documents Everyone Needs and When They Should Be Updated
Estate Planning Documents Everyone Needs and When They Should Be Updated
First Steps For The Financially Reluctant Widow
Managing Student Loans and Other Debt
Cyber Hygiene 101: 5 Ways for You and Your Family to Repel Cyber Attacks
2022 Q3 Market Review
Dare to Dream, Again
Maximizing Social Security & Managing Health Care Costs in Retirement
Basics of Financial Planning
Student Loan State of the Union
Twelve Points Partners With EBS
Insurance Deep Dive
Running with the Mustangs
Beyond Estate Planning: Don’t Die Without Doing This
Caregiving, Aging, and Long-Term Care Insurance
Second Quarter 2022 Review
2022 Q2 Market Review
Maximizing Your Workplace Benefits
Gifting, Philanthropy, and Trusts/Estates – Strategies & Legislation Changes
Things to Know When Buying, Selling, or Renting a Home
2021 Napa Top Advisor Firm Recipient
2022 Five Star Wealth Manager Award Recipients
First Quarter 2022 Review
2022 Q1 Market Review
The Taxman Cometh: Strategies to Minimize Your Contribution to the Government
Inflation: Effects on Day-to-Day Life & Your Investments
Life, Death, and Disability (Only One is Under Your Control)
2021 Q4 Market Review
Fourth Quarter 2021 Review
2021 YEAR IN REVIEW AND MARKET OUTLOOK FOR 2022
ESTATE PLANNING DOCUMENTS EVERYONE NEEDS AND WHEN THEY SHOULD BE UPDATED W/ ANDREW BUTLER OF ARCHSTONE LAW GROUP
Twelve Points Economic & Political Update with First Trust’s Bob Stein
SOCIAL SECURITY AND MEDICARE
What Employers Need to Know Now About COVID-19 Vaccination Policies and Getting Employees Back to Work
2021 Q3 Market Review
Third Quarter 2021 Review
Basics of Financial Planning
Twelve Points Named #4,480
Mass Lawyers Weekly Readers Vote Twelve Points a Top Firm in the 2021 Reader Rankings
RAISING FINANCIALLY FIT CHILDREN
UNDERSTANDING HOW INSURANCE STRATEGIES CAN COMPLEMENT YOUR RETIREMENT
INVESTING 101: GETTING BACK TO THE BASICS
Not Doing RFPs for your Retirement Plan? Learn Why This Can Be a Costly Mistake Your Organization is Making
PRE-DIVORCE STRATEGIES: THINGS TO DO BEFORE YOU ENTER THE DIVORCE PROCESS
PLANNING FOR COLLEGE – STEPS FOR SUCCESS
THE TAX SAVINGS STRATEGY THAT LARGE LAW FIRMS ARE TAKING ADVANTAGE OF AND YOU MIGHT BE MISSING OUT ON
HOW TO RAISE FINANCIALLY FIT KIDS, TWEENS AND TEENS
HOW TO CHOOSE THE RIGHT SENIOR LIVING COMMUNITY
Things to Know When Buying, Selling, or Renting a Home
EMPLOYER STUDENT LOAN ASSISTANCE PROGRAMS: ATTRACT AND RETAIN TOP TALENT
Podcast: How Deb Cartisser Empowers Women
Twelve Points Receives 2021 Award from The Startup Weekly
Twelve Points Named to List of 2020 NAPA Top DC Advisor Teams
THE TAXMAN COMETH: STRATEGIES TO MINIMIZE YOUR CONTRIBUTION TO THE GOVERNMENT
RETENTION CREDITS – RECEIVE UP TO $19,000 PER EMPLOYEE NOW
Podcast: The Story Behind Her Success featuring Francesca Federico
AGING PARENTS’ FINANCES – HOW TO STEP IN
HOW NEW AND PROPOSED LEGISLATION COULD AFFECT YOUR FINANCIAL LIFE
HOW TO RAISE FINANCIALLY FIT KIDS (Part 1 of 3: Ages 3-10)
David Clayman and Francesca Federico Receive 2021 Five Star Award
THINGS THAT HAPPEN TO YOU W/ NEUBERGER BERMAN
Francesca Federico named one of NAPA’s Top Women Advisors
Twelve Points Named #860 on Inc. 5000
Francesca Federico Receives National Recognition
Why the Stock Market Is Not the Economy
Dangerous Curve Ahead: What the Yield Curve Foretells
Why Does The “Strong Dollar” Matter?
Tariffs Are One Thing, Investment Is Another
Managing Your Finances as a Young Professional
What Retirement Plan Sponsors Need to Know About Fees
Make the Most of Your Investment Opportunities
Trade Wars and Tariffs | Here’s What to Know
It Pays to Stay Risk Averse Despite Strong Market Returns
Paying Down Debt vs. Investing
Central Banks Start to Diverge
What to Do in Times of Market Volatility
5 Foundations and Endowments Questions, Answered
Every Nonprofit Should Be Able to Answer These 12 Questions
How Rising Interest Rates Affect You
3 Tax Tips to Save Your Spring
3 Things to Do When You Change Your Job or Career
Don’t Let Your Previous Plan Become an Orphaned 401(k)
Are You Saving in the Right Retirement Account? Here’s How to Know.
Lawyers: Protect Your INCOME (Part 1 of 2)
One Way to Protect Your Income (Part 2 of 2)
How the Most Successful Foundations Cover Their Asse(t)s
Scouting Out a Name: Why We’re Called Twelve Points
How You Can Provide For Your Family Even When You’re Gone
Francesca Federico Achieves CkP Designation
The Importance of an Independent Review on Your Life Insurance
Is Your Side Hustle Working For You?
Saving With Your Side Hustle
Chris Cahill Earns New Philanthropy Designation
Harness The Power Of Contribution Compounding
Balancing Debt & Savings for Young Professionals
Investing for the Future: The Trade-offs of Investing in Environmentally Conscious Retirement Funds
Getting Your (Personal Document) House in Order
Finding the Forgotten
A Mismanaged 401(k) Could Lead to Litigation
Finding the Right Home for Financial Documents
Implementing Illiquid Investments
Dave Clayman Awarded National Eagle Scout Association Outstanding Eagle Award
What is and is Not Working in Today’s 401(k) Plans?
The Benefits of Auto Enrollment and Auto Escalation
What is one thing I should consider before deciding whether to offer 401(k) plans to my employees?
Put Off 401(k) Contributions If You Want to Put Off Retirement
Wealth Manager: More Than Just an Investment Manager
Market Bubbles Are Inevitable; Portfolio Bubbles Are Not
Is Your 401(k) Plan Fishy?
How to be Second Home Savvy: An Introduction
Millennials: Why Now is the Time to Invest
Who Should Have a Financial Plan?
University Lawsuits: Will You Be Sued Next?
A Win-Win for Parents, Grandparents & Students: 529 Plans
Get Educated About Your Retirement
How Millennials Balance College Debt & Retirement Savings
Making it Personal: Client Service and the Guest Experience
Top Women CFOs Teach Local Women How to be Successful Leaders
Is Your Advisor Talking with You…Or Avoiding You?
Finance Lessons for Your Teen
Dave Clayman Earns Certified 401(k) Professional Designation
Experiencing Life: The True Meaning of Wealth
Keeping it in the Family by Protecting Your Estate
My Family’s History of Giving Back through Relay for Life
Making a Difference: Our Summer Food Drive for Open Table
Francesca Federico Becomes a CDFA™ Designee
The 75th Anniversary of the RIA
Financial Media: Is it Time to Turn it Off?
Equity Allocations in 401(k)s
Defense Wins Championships: Alternatives “For The Win”
The Cold Call That Changed My Life
Why Alternative Investments Should Be a Core Part of Your Portfolio
Financial Planning for Millennials
Manny Frangiadakis on Tax Planning Advice for Business Owners
DOL: Whatcha Gonna Do When They Come For You…
Manny Frangiadakis on What Differentiates TPWM from Other Firms
Tax Strategies for Entrepreneurs
The Financial Planning Process
What Are Your Employees REALLY Saying About Your Company’s 401(k)?
Ribbon Cutting
Strategies to Reduce Taxes for Business Owners
3 Things Every Company With a 401k Should Ask Its Advisor
Behavior Gap
Investment & Tax Strategies Go Hand-in-Hand
Francesca Federico on Gift-Giving & Family Business Succession Planning
Congratulations to TPWM team members for obtaining the AIF® designation
Event Announcement: Love At First Start
Dave Clayman Featured in the Wall Street Journal
Surviving Valentine’s Day When You’re Going Through a Divorce
5 Tips for Restaurants on Valentine’s Day
Taking Part in Charitable Giving
Dave Clayman Receives the Five Star Wealth Manager Award for the 4th Year in a Row
Teaching Your Kids About Charitable Giving & Volunteerism
The Best Thing To Do With Your Holiday Bonus
New Year’s Resolution: Find the Right Financial Advisor
Tips for Businesses to Get Off to a Great Start in the New Year
The Divorce Blame Game
Parents and New Year’s Resolutions
Trust – A Fleeting Trait on Wall St
Loyalty: Who Owes Whom, the Purveyor or the Client?

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