Why Does The “Strong Dollar” Matter?
From commodities like gold and oil, to emerging market debt and equities, you will hear the price movement of almost everything tied to the price of the U.S. dollar.
Tariffs Are One Thing, Investment Is Another
The market has been shrugging off the escalation of the trade war until June 25, 2018, when the S&P 500 ended the day down 1.37% and the Nasdaq ended down 2.09%. Over the past several months,
Make the Most of Your Investment Opportunities
Technology has enabled the retail investor to have access to dozens of different asset classes and financial products previously only available to investment professionals. The democratization of the financial markets through easy accessibility
It Pays to Stay Risk Averse Despite Strong Market Returns
As the stock market roars on, skeptics might take money off the table and invest in more value oriented assets. More often however, fear of missing out on future gains along with recently strong returns keeps people invested in the market and seeking out speculative opportunities.
Paying Down Debt vs. Investing
People are often faced with the difficult choice of how they should use their money, whether it be choosing between investing, paying down debt early, or deciding which debt to pay down first.
How You Can Provide For Your Family Even When You’re Gone
Most people pride themselves on being the breadwinner for their family. They achieve great satisfaction from working hard to meet the financial needs of their spouse and children. These days, in many cases, both spouses share the responsibility of earning to support their kids.
Harness The Power Of Contribution Compounding
Over a long time horizon it is possible to triple or even quadruple the principal that you put into an investment account. By utilizing compound interest along with monthly deposits, investment value can grow significantly over time. Understanding and harnessing the power of compounding is essential to saving enough for important events like your child’s […]
Investing for the Future: The Trade-offs of Investing in Environmentally Conscious Retirement Funds
Sustainable investing means more than going paperless with your monthly statements. It means that you are putting your money to work with managers who understand and subscribe to socially responsible investing (SRI). There are a growing number of funds who consider the environmental,
Implementing Illiquid Investments
Because we have not found traditional stock and bond asset classes attractive for over two years, we have been overweight diversifying alternatives. We have further covered the pros of alternatives and the cons of traditional asset classes in our quarterly publication – Twelve Points Perspectives.
Put Off 401(k) Contributions If You Want to Put Off Retirement
Retirement savings is important if we ever want to retire. As hard as it may be to believe, roughly 2 out of 5 Americans are not investing for their future. We believe the importance of saving in a retirement plan is more necessary than ever due to the decline in pensions, uncertainty
Wealth Manager: More Than Just an Investment Manager
Most people know what a CPA does (prepare taxes, help clients minimize tax hit, etc.) or an estate planning attorney does (draft wills and trusts, create estate plans and administer the probate of estates) and they assume they know what a financial advisor does.
Millennials: Why Now is the Time to Invest
Before we start, there is something you should know: I, too, am a millennial, which means that I am in your shoes, At the beginning of my career, I struggled with balancing everyday expenses, student loans and saving for retirement.